Terms of use

Updated 23 October 2026.

About these terms

These terms cover your use of amicovered.co.uk, including our guides and the alpha policy comparison tool. AmICovered is run by Asterisk Investments Ltd, registered with Companies House under company number 17273502, registered office 16, Old Pastures West Close, Bognor Regis, United Kingdom, PO22 7RP (“we”, “us”). By using the site you agree to these terms.

Information, not advice

AmICovered explains UK home insurance policy wording. It is an information service. We do not give advice or personal recommendations, we do not sell or arrange insurance, and we cannot tell you whether you are covered or whether a claim will be paid. Your policy documents and your insurer decide that. If you need advice, speak to your insurer, a broker or a qualified adviser.

Guides

Our guides are general information, correct as far as we know on the date shown. Policies differ and change, so always check your own policy wording. Links to other websites are for your information; we are not responsible for their content.

The alpha comparison tool

The comparison tool is an early test version covering home insurance only. Accounts are open to people we approve, and we can suspend or close an account at any time. Keep your password private. Results may be incomplete or wrong: where we cannot read something clearly we say “Unclear”, and comparisons use product information we have collected, which may not include every product or the latest version. Do not rely on a result to decide whether you are covered, whether to claim, or whether to change policy.

What you upload

Only upload policy documents you are entitled to share. Do not upload documents that contain other people's personal details without their permission. Our privacy notice explains how uploads are handled.

Fair use

Do not misuse the site: for example, by trying to get around access controls, uploading harmful files, overloading the service, or copying our content or data in bulk by automated means.

Our content

The content of this site belongs to Asterisk Investments Ltd or its licensors. Insurers' policy wordings we quote or link to belong to their owners.

Changes and availability

As an alpha, the service may change, be unavailable or stop. We may update these terms; the date at the top shows the latest version.

Our responsibility to you

The service is provided free and for information only. We are not responsible for decisions you make based on it. Nothing in these terms limits liability that cannot be limited by law, or affects your statutory rights.

Law and contact

These terms are governed by the law of England and Wales. Questions: ian.hughes@asterisk.investments.