About AmICovered
What this tool does
AmICovered is a friends-and-family alpha. It reads your home insurance policy document and compares the features it finds with other home insurance products. You receive a factual comparison showing where your policy's features sit relative to the market. It covers home insurance only; car and other insurance types are not analysed.
Upload your policy PDF and we extract the coverage features from it. We then compare those features against our database to show you where you sit. The entire analysis typically takes under two minutes.
Data sources
Market comparisons use UK home insurance product information we have collected. It may not include every product, and products can change after we collect them.
Limitations
This tool provides factual comparisons only. It does not offer financial advice, product recommendations, or suggest you switch provider. Coverage comparisons are based on the features we can extract from your document. Where features are ambiguous or absent, we report “Unclear” rather than making assumptions. If too much of a policy is unclear we show “Not enough information” instead of an overall result. Nothing here tells you whether you are covered or whether a claim would be paid.
Your policy's value to you depends on many personal factors that a comparison tool cannot assess. Always read your policy documents carefully.
Regulatory context
AmICovered is an information service. It does not give advice or personal recommendations, and it does not arrange or sell insurance. The tool shows factual information about your policy relative to the market.
If you need financial advice about your insurance, please consult a qualified financial adviser. You can find an adviser through the Money Helper service at moneyhelper.org.uk.
Privacy
Your policy document is processed to extract coverage facts only. No personal information is stored. The PDF is deleted immediately after analysis. We store only the structured coverage features extracted from your document, not the document itself, and not any personal details it may contain.